Getting out and staying out of debt is more challenging than ever. Take these action steps to curb credit card spending and simplify your finances.

certain kinds of medical debt and credit cards into one payment at a fixed rate, according to Nitzsche. You wouldn’t go through your card issuer directly for such a plan, but a third-party ...

Consider using a debt repayment calculator to determine how much sooner you could pay off your debt with a lower interest rate. Think about this simple example. Imagine you have $5,000 in debt on a ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. The best way to manage your credit ...

Using a personal loan to pay off credit card debt could be a smart move ... Consider using a debt repayment calculator to determine how much sooner you could pay off your debt with a lower ...

Using a balance transfer credit card Consolidating debt with a personal loan Borrowing money from family Paying off high-interest debt first Paying off the smallest balance first You can avoid ...

There’s been a significant increase in the share of retirees with credit card debt since 2022, according to the Employee ...

The best way to pay off high-interest credit card debt comes down to personal preference ... (according to the Bankrate credit card payoff calculator). Once you tackle that credit card balance ...

because normal credit card rates tend to be relatively high. Costs of Debt Payoff Apps Anyone can use debt payoff apps to help manage or get ahead on their debt, even if they’re not currently ...

Plus, another 0.25% discount is available if you take out a personal loan to consolidate debt and ... Money (previously Payoff) offers personal loans specifically for credit card consolidation.