Getting out and staying out of debt is more challenging than ever. Take these action steps to curb credit card spending and simplify your finances.

certain kinds of medical debt and credit cards into one payment at a fixed rate, according to Nitzsche. You wouldn’t go through your card issuer directly for such a plan, but a third-party ...

Consider using a debt repayment calculator to determine how much sooner you could pay off your debt with a lower interest rate. Think about this simple example. Imagine you have $5,000 in debt on a ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. The best way to manage your credit ...

it could free up more money for paying off debt. These apps can also help you decide which debts to pay off first, like credit card debt and other debt with a high APR. Learning about your options ...

Before you get too excited about the holiday deals flooding your in-box, do the math. More often than not, a retailer’s ...

Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards ...

Using a personal loan to pay off credit card debt could be a smart move ... Consider using a debt repayment calculator to determine how much sooner you could pay off your debt with a lower ...

Using a balance transfer credit card Consolidating debt with a personal loan Borrowing money from family Paying off high-interest debt first Paying off the smallest balance first You can avoid ...

If you’ve made the switch to digital payments, but you also want to make sure to avoid debt, here are some strategies. Try to pay off your credit card balance each month Paying off your credit ...

Excess credit card debt can be stressful, and it can prevent you from reaching your larger financial goals. But even though it can feel insurmountable, it is possible pay down credit card debt.