The issue for most wasn't that the credit scores they were finding on the Credit Karma website were low—rather they were too high. Consumers tweeted about going to apply for a credit card or ...

The FTC accused the service of misleading consumers with promises of credit card pre-approvals. According to the FTC, Credit Karma misled ... questions about their payment should contact the ...

as can having a credit card balance that’s 30% or more of the credit limit. It takes longer to recover from a late payment, which can stay on your credit reports for up to seven years.

The primary cause of bad credit is not paying your bills on time — or at all. Creditors want to know you’ll repay your debts, so a history of late or missed payments is an instant sign of bad credit ...

Credit Karma is cooperating with the FTC even though ... Customers who have questions about payment and the refund process should contact JND Legal Administration or visit the FTC website.

The FTC first took action in 2020 against Credit Karma, the credit-monitoring and finance app acquired in 2020 by financial software giant Intuit. The FTC accused the service of misleading ...

credit and credit cards. His writing has appeared on Credit Karma, Investopedia and... TJ Porter is a freelance writer based in Malden, Massachusetts. He's been covering personal finance for ...

The best way to manage your credit cards is to pay off every charge you make in a given month. In other words, you should only use your credit card if you have the actual cash to afford the purchase.

An attractive option if you're trying to pay off high-interest credit cards, LightStream offers APRs as low as 7.49%. You will need a FICO credit score of at least 670, but LightStream doesn't ...

Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards ...