Getting out and staying out of debt is more challenging than ever. Take these action steps to curb credit card spending and simplify your finances.

Meanwhile, any spending cuts should be applied to reduce credit card debt, McClanahan explains. Consumers can use a debt ...

Consider using a debt repayment calculator to determine how much sooner you could pay off your debt with a lower interest rate. Think about this simple example. Imagine you have $5,000 in debt on a ...

This debt calculator doesn’t consider what it deems “good” debt, like student loans or a mortgage, into account. It only looks at what it deems “bad” debt, like high-interest credit card debt or some ...

If you have credit card debt, you're not alone: Americans owe a record $1.08 trillion on their cards, according to credit reporting agency Experian, with the average balance pushing past $6,300.

There’s no point in beating yourself up if your credit card balances have crept up higher than you intended, but it is important to acknowledge that the debt is costing you money and come up ...

Having a good credit score is important for credit card and personal loan applications, but banks also evaluate residency, ...

The best way to pay off high-interest credit card debt comes down to personal preference ... (according to the Bankrate credit card payoff calculator). Once you tackle that credit card balance ...

Aussies – particularly younger generations – are being warned to plan ahead for Christmas to avoid ending up in ...

Sixty-eight percent of retirees reported having outstanding credit card debt in 2024 compared with 40% in 2022 and 43% in ...