In a circular on September 30, the regulator pointed out irregularities in granting loans against gold ornaments and ...

Common fees include application fees, origination fees and returned payment fees. There’s also the possibility of prepayment penalties, which are fees for paying off your loan ahead of schedule. If ...

Please note actual EMI and loan schedule may vary based on additional features your bank/financial institution is offering. For example, some banks allow pre-payment facility. Some banks disburse ...

Certainly, it’s simpler to balance one personal loan payment each month than several credit card payments ... However, the most effective method to improve your credit utilisation is consistently ...

Spirit Airlines said Monday that it has filed for bankruptcy protection and will attempt to reboot as it struggles to recover ...

To improve your money management, learn what student loan EMIs are and how to calculate them. Learn everything you need to know about the eligibility requirements and the documents required to submit ...

Minimum retention: 50% or Rs.3000 Plus taxes, whichever is higher. LIC Housing Finance 8.50% p.a. onwards For amounts up to Rs.1 crore, it is 0.25% of the loan amount, with a maximum of Rs.15,000 plus ...

Similarly, your monthly debt payments include any payments you are obligated to make each month. This includes things like rent or mortgage payments, car loan payments, student loan payments, ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

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