The added height and heft of a chunky loafer means you'll need to balance out the proportions of the rest of your look. The easiest way to do this? Wearing them with a micro-mini hemline. Think 'high ...
The last time I counted, I had about ten pairs of loafers in my closet. I like that the shoes can be snappier and less dainty than ballet flats and a little more serious than mary janes.