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The minimum opening deposit is also low for terms between three months and seven years. The one downside is rates are pretty low overall, with the exception of a three promotional terms.

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To build credit using a credit card, it’s best to pay at least the minimum amount by your monthly due date and keep a low credit utilization ratio ... new purchases or both for a promotional period — ...

You’ll need a minimum credit score of NerdWallet’s review process evaluates and rates small-business loan products from traditional banks and online lenders. We collect over 30 data points on ...