Getting out and staying out of debt is more challenging than ever. Take these action steps to curb credit card spending and simplify your finances.

Spending money is easy, but saving it is a lot harder. Luckily, there are tons of free financial tools you can leverage to ...

Back-end ratio: To calculate your back-end DTI, divide your total monthly housing expense and total monthly debt payments by your total gross monthly income. The results will be decimals that you ...

Use our calculator to see how a debt consolidation loan can help you manage your debts ... Order them from highest to lowest, then focus on paying off the debt with the highest interest rate. Once you ...

Before you get too excited about the holiday deals flooding your in-box, do the math. More often than not, a retailer’s ...

Using a personal loan to pay off debt helps you get rid of multiple payments and go down to one payment per month — and hopefully with a much lower APR. Consider using a debt repayment calculator to ...

It's tempting to use buy now, pay later plans (BNPL) to take advantage of holiday deals and discounts. BNPL plans offer short ...

To calculate your DTI, just divide your total monthly debt obligations by your gross monthly income. Let’s say you earn $6,000 a month. Youspend $500 on a car payment and are applying for a ...