However, when it is not, users turn to credit cards with no annual fee (otherwise known as zero annual fee credit cards or lifetime free credit cards). Paying off the annual fee does not make sense if ...

Pay attention to this tarot card, Libra. It's a warning. Are you burning the candle at both ends? Are you leaving something within each day to refuel yourself?

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.