For those who are ready to take the leap into budgeting, creating a spreadsheet from scratch isn’t necessary. You can save time and hassle by using a premade budget worksheet. Some templates let ...

When it comes to retirement, even if you’re living on a fixed budget, you might still want to leave some wiggle room for “nonessentials.” This means looking beyond things like housing ...

What is Sun Life’s new decumulation product? While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert ...

Covering day-to-day expenses can seem tough on a small budget, especially if you are receiving less than you did during your working years. Learning how to live cheaply in retirement is possible ...

Otherwise, the budget won't balance. Someone ready to retire at 62 with $1.6 million in an IRA and $2,800 in monthly Social Security benefits could start with an income estimate of approximately $ ...