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The data presented in this table applies only to lenders with APRs below 30% and is not specific to any individual lender or consumer. Factors Affecting Personal Loan Rates Tips to Get the Best ...

Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your ... According to a Bankrate study, the average personal loan interest rate is ...

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Comparing personal loans to other forms of credit Personal loans are suited to borrowers looking to fund specific, one-off purchases or expenses, like a car, a wedding or a holiday. But there are ...