Retirement savers can stash more money in their 401(k)s next year. Friday, the IRS announced cost-of-living adjustments for retirement plans and IRAs.

The IRS just announced 2025's IRA contribution limits. So if you're someone who aims to max out your IRA, you'll want to pay attention. IRA limits aren't changing in 2025 Currently, IRA contributions max out at $7,

The IRS's contribution limit for 401(k) plans is higher in 2025, although the cap for IRAs is staying the same.

The Roth IRA contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2024. The income phase-out for taxpayers making contributions to a Roth IRA increased. The IRS has unveiled the Roth individual retirement account contribution and income limits for 2025.

Contribution limits for 401(k) and other workplace retirement plans rise for 2025. Sixty- to 63-year-olds get a super contribution for the first time.

Come next year, you will be allowed to save a little more in your 401(k) on a tax-deferred basis than you can this year, unless you’re in your early 60s, in which case for the first time you’ll be allowed to save a lot more.

The catch-up contribution limit for those 50 and over will hold steady at $7,500. Most people should contribute at least enough to their 401(k) to snag their full employer match, but whether maxing out the annual limit makes sense for you will depend in part on your company's plan.

The federal government places annual contribution limits to 401(k), 403(b)s, IRAs, and Thrift Spending Plans (TSP) to prevent high-earners from receiving more tax breaks than the average worker. The contribution limits are updated annually,

The IRS has announced the cost‑of‑living adjustments for pension plans and other retirement-related items for tax year 2025.