Usage-based insurance (UBI) helps align your auto policy's cost with your driving habits. While auto insurers have traditionally used factors such as your age, location, and motor vehicle report in ...

Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here. Once you've followed all of the safety precautions to get through ...

Homeowners insurance typically doesn't include earthquake coverage. However, if you live in an area at risk for tremors, your home insurer may offer separate earthquake policies or an earthquake ...

Event insurance helps protect you from liability in case someone is injured or damages the venue's property. Most insurers also offer cancellation coverage specifically for weddings, which reimburses ...

Liquidity in life insurance refers to how easy it would be for you to access cash from your policy. While life insurance policies are structured to provide financial security to your beneficiaries ...

If you get a ticket for texting or another form of distracted driving, it's possible your insurance rate could increase. Whether or not you see an increase depends on your state and insurer. For ...

A home insurance inspection helps insurance companies assess the replacement cost and risks associated with a new homeowners insurance policy or renewal of an existing policy. Think of it as your ...

While we're still a long way away, self-driving cars would be subject to state and federal insurance requirements just like standard vehicles are. And drivers using currently available technology like ...

We didn’t always have the convenience of a smartphone in our pocket to capture and record moments as they happen. Over the years, you might have used a camcorder or even an old Super 8 camera to ...

An insurance deductible is the out-of-pocket amount your insurance company requires you to pay when a covered incident occurs. Depending on the policy type — homeowners, renters, auto, or health — you ...

Sometimes. It depends on the circumstances of the accident and the details of your policy. If the other driver is at fault, their insurance should pay for your passenger's injuries. However, if you ...

Your insurance company may issue a refund if your policy is canceled, and you've paid your premium in advance. Receiving an insurance refund will largely depend on why you're canceling the policy and ...